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Admin America, Inc.
Alpharetta, GA 30005

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Admin America

COBRA Abstract

"*" indicates required fields

1Company Information
2Billing Information
3Broker/ Agent Contact(s)
4Admin Provisions
5Carrier Enrollment Contact Information
6Medical Plan
7MEC Plan
8Supplemental Health Plans
9Dental Plan
10Vision Plan
11EAP
12Medical FSA
13HRA
14Optional Services
15Form Downloads/Uploads
16Signature & Submission
This field is for validation purposes and should be left unchanged.

COMPANY INFORMATION

Applicant Relationship

Who is completing this application

Should we include the client contact in our communications requesting further information for the implementation phase?


Is This An Employee Navigator Group?*
If your benefit enrollment system is Employee Navigator, please ensure that Admin America is designated as the COBRA vendor.

Will Admin America be added as the COBRA vendor in Employee Navigator within the next 5-7 business days?*
Once we receive confirmation that Admin America has been added as the COBRA vendor in Employee Navigator, we will retrieve plans and rates to begin the integration process.

Is This The First Year That The Company Is Offering Health Benefits?*

Please select all COBRA-eligible benefits offered:*

Please enter a number from 1 to 1000000.

Are There Multiple Employer Divisions?

List Division Name, Address, FEIN#*
Division Name
Division FEIN#
Division Address
 


Physical Address*
Mailing Address

Primary Contact*
Primary Email*

Secondary Employer Contact*
Secondary Email*

Additional Employer Contacts
Contact Name
Contact Phone#
Contact Email
 

BILLING INFORMATION

mm/dd/yyyy
Broker Billed
Broker Address
Broker Billing Contact
Contact for invoicing of administration fees
Broker Billing Email*
Employer Billing Contact Is Same As:*
Employer Billing Contact*
Contact for the Invoicing of administration fees
Employer Billing Email*
Additional Employer Billing Contacts
Contact Name
Contact Phone#
Contact Email
 
Method of Payment for Admin Fees*

*Admin America invoices annually. Initial invoices are billed through the end of the current plan year. Invoices are based on the enrollment at the time the invoice is issued.
ACH Form for Admin Fees
ACH Instructions for Admin Fees Payments

BROKER/AGENT INFORMATION

Agent Physical Address*
Broker/Agent Name
Broker Account Manager*
First and Last Name
Email Address
Phone Number
 

GENERAL RIGHTS NOTICE INFORMATION

The Initial Notice, also known as the General Rights Notice, is a COBRA-required document that must be sent to all new plan participants and covered dependents. This notice informs them of their rights and obligations in the event of a Qualifying Event.

Failure to properly distribute this notice can result in penalties and must be self-reported on IRS Form 8928. Additionally, in cases where an individual files a lawsuit against the employer for an alleged COBRA violation, the General Notice often serves as a key legal defense.

A fee of $3.50 will be applied to each letter sent to a participant enrolled prior to the effective date of Admin America COBRA Services.
Consent*

DISABILITY EXTENSION

If a COBRA participant is determined to be disabled by the Social Security Administration, they may be eligible to extend their COBRA coverage for up to 29 months. Should the participant choose to extend their COBRA beyond the regular period, employers have the option to increase the standard 2% COBRA fee to 50%. Admin America retains the 2%, and the employer receives the remaining difference.Qualifying Event.

LEVEL OF SERVICE

COBRA PARTICIPANT REINSTATEMENT OPTIONS:

Carrier Notification Service:

Admin America will notify the relevant insurance carriers to reinstate or enroll coverage for COBRA participants upon receipt of their COBRA Election Form and Initial Premium Payment.
Additionally, Admin America will inform the appropriate insurance carriers to terminate coverage for any current COBRA participant when necessary.

Broker Notification Service:

Admin America will notify the designated broker contact regarding the need to reinstate or enroll, as well as terminate, COBRA participants. The broker will then initiate the necessary actions with the carrier(s) upon receiving this notification.

Admin America has partnered with GoHealth to offer alternative individual insurance coverage options to COBRA Qualified Beneficiaries. GoHealth is a private exchange solution that provides Qualified Beneficiaries with access to online decision support tools as well as telephone guidance from licensed insurance support tools as well as telephone guidance from licensed insurance advisors. GoHealth also offers Qualified Beneficiaries information about coverage and subsidies available through the public ACA Marketplace in their state. Admin America does not want to compete with any similar efforts that your insurance agent/broker may be utilizing to offer alternative insurance coverage to your COBRA Qualified Beneficiaries. If you would prefer that Admin America NOT offer this service, please select No.

COBRA THIRD-PARTY ADMINISTRATOR TAKEOVER NOTIFICATION

Please be advised that your company has changed COBRA Third-Party Administrators (TPAs). It is important to notify your insurance carrier of this change to ensure a smooth transition and prevent any disruption in coverage or communication. Please note that some insurance carriers may require a form to be completed—be sure to check with your carrier for their specific requirements.

Consent*
I acknowledge that I have read and understand the notice regarding the COBRA Third-Party Administrator change. I agree to contact the applicable insurance carriers to notify them of this change and to complete any required documentation as needed.
Please provide the name of the medical insurance carrier, along with the individual or team name to whom reinstatements should be directed. *Note: This should be the enrollment department within the carrier, not the sales, implementation, or customer service contacts.

Medical


MEC (ACA-Supplemental) Plan


Dental Plan


GAP (Supplemental) Plan


Telemedicine (Supplemental) Plan


Vision Plan


Employee Assistance Program (EAP) Plan


Medical FSA Plan


MEDICAL PLAN INFORMATION

Please provide the name of the medical insurance carrier, along with the individual or team name to whom reinstatements should be directed. *Note: This should be the enrollment department within the carrier, not the sales, implementation, or customer service contacts.
*It is crucial to provide accurate contact information. This should be the email address for the designated contact to whom reinstatement of coverage requests should be sent.
<mm/dd/yyyy
mm/dd/yyyy
Check To Upload Medical Age Banded Rates
1 Medical Plan*
Insurance Carrier
Medical Plan Name
 
1 Medical Plan
Medical Group#
Employer Division (if applicable)
 
1 Medical Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)
EE Only
EE & Spouse
EE & Child
Family
EE + 1
EE + 2 or more
Add a second Medical Plan
2 Medical Plan*
Insurance Carrier
Medical Plan Name
 
2 Medical Plan
Medical Group#
Employer Division (if applicable)
 
2 Medical Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)
EE Only
EE & Spouse
EE & Child
Family
EE + 1
EE + 2 or more
Add a third Medical Plan
3 Medical Plan*
Insurance Carrier
Medical Plan Name
 
3 Medical Plan
Medical Plan Name
Medical Group#
Employer Division (if applicable)
 
3 Medical Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)
EE Only
EE & Spouse
EE & Child
Family
EE + 1
EE + 2 or more
Add a fourth Medical Plan
4 Medical Plan*
Insurance Carrier
Medical Plan Name
 
4 Medical Plan
Medical Plan Name
Medical Group#
Employer Division (if applicable)
 
4 Medical Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)
EE Only
EE & Spouse
EE & Child
Family
EE + 1
EE + 2 or more
Add a fifth Medical Plan
5 Medical Plan*
Insurance Carrier
Medical Plan Name
 
5 Medical Plan
Medical Plan Name
Medical Group#
Employer Division (if applicable)
 
5 Medical Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)
EE Only
EE & Spouse
EE & Child
Family
EE + 1
EE + 2 or more
Are Domestic Partners included?*
Drop files here or
Max. file size: 256 MB, Max. files: 3.

    MEC PLAN INFORMATION

    Minimum Essential Coverage (MEC) Plan is a health plan that meets the Affordable Care Act’s (ACA) basic coverage requirements by providing access to preventive and wellness services. While it satisfies the ACA’s individual and employer mandate, it does not typically include full major medical benefits.
    Please provide the name of the MEC insurance carrier, along with the individual or team name to whom reinstatements should be directed.*Note: This should be the enrollment department within the carrier, not the sales, implementation, or customer service contacts.
    *It is crucial to provide accurate contact information. This should be the email address for the designated contact to whom reinstatement of coverage requests should be sent.
    mm/dd/yyyy
    mm/dd/yyyy
    Check To Upload Dental Age Banded Rates
    MEC Plan*
    Insurance Carrier
    MEC Plan Name
     
    MEC Plan*
    MEC Group#
    Employer Division (if applicable)
     
    MEC Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
    EE Only
    EE & Spouse
    EE & Child
    Family
    EE + 1
    EE + 2 or more
    Is a second MEC Plan offered?
    2nd MEC Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
    EE Only
    EE & Spouse
    EE & Child
    Family
    EE + 1
    EE + 2 or more
    Drop files here or
    Max. file size: 256 MB, Max. files: 3.
      Please provide the name of the Supp Health Plan insurance carrier, along with the individual or team name to whom reinstatements should be directed.*Note: This should be the enrollment department within the carrier, not the sales, implementation, or customer service contacts.

      *It is crucial to provide accurate contact information. This should be the email address for the designated contact to whom reinstatement of coverage requests should be sent.

      Does the Health Plan carrier require monthly paid thru date reports?


      mm/dd/yyyy
      mm/dd/yyyy


      Check To Upload Supp Health Plan Age Banded Rates

      Supp Health Plan*
      Insurance Carrier
      Supp Health Plan Name
       

      Supp Health Plan*
      Supp Health Group#
      Employer Division (if applicable)
       

      Supp Health Plan(s) Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
      EE Only
      EE & Spouse
      EE & Child
      Family
      EE + 1
      EE + 2 or more

      Is a second Supp Health Plan offered?
      2nd Supp Health Plan Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
      EE Only
      EE & Spouse
      EE & Child
      Family
      EE + 1
      EE + 2 or more

      Drop files here or
      Max. file size: 256 MB, Max. files: 3.

        DENTAL PLAN INFORMATION

        Please provide the name of the dental insurance carrier, along with the individual or team name to whom reinstatements should be directed.*Note: This should be the enrollment department within the carrier, not the sales, implementation, or customer service contacts.
        *It is crucial to provide accurate contact information. This should be the email address for the designated contact to whom reinstatement of coverage requests should be sent.
        mm/dd/yyyy
        em>>mm/dd/yyyy
        Check To Upload Dental Age Banded Rates
        1 Dental Plan*
        Insurance Carrier
        Dental Plan Name
         
        1 Dental Plan*
        Dental Group#
        Employer Division (if applicable)
         
        1 Dental Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
        EE Only
        EE & Spouse
        EE & Child
        Family
        EE + 1
        EE + 2 or more
        Add a second Dental Plan
        2 Dental Plan*
        Insurance Carrier
        Dental Plan Name
         
        2 Dental Plan*
        Dental Group#
        Employer Division (if applicable)
         
        2 Dental Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
        EE Only
        EE & Spouse
        EE & Child
        Family
        EE + 1
        EE + 2 or more
        Add a third Dental Plan
        3 Dental Plan*
        Insurance Carrier
        Dental Plan Name
         
        3 Dental Plan*
        Dental Group#
        Employer Division (if applicable)
         
        3 Dental Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
        EE Only
        EE & Spouse
        EE & Child
        Family
        EE + 1
        EE + 2 or more
        Add a fourth Dental Plan
        4 Dental Plan*
        Insurance Carrier
        Dental Plan Name
         
        4 Dental Plan*
        Dental Group#
        Employer Division (if applicable)
         
        4 Dental Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
        EE Only
        EE & Spouse
        EE & Child
        Family
        EE + 1
        EE + 2 or more
        Drop files here or
        Max. file size: 256 MB, Max. files: 3.

          VISION PLAN INFORMATION

          Please provide the name of the medical insurance carrier, along with the individual or team name to whom reinstatements should be directed. *Note: This should be the enrollment department within the carrier, not the sales, implementation, or customer service contacts.
          *It is crucial to provide accurate contact information. This should be the email address for the designated contact to whom reinstatement of coverage requests should be sent.
          mm/dd/yyyy
          mm/dd/yyyy
          Check To Upload Vision Age Banded Rates
          1 Vision Plan*
          Insurance Carrier
          Vision Plan Name
           
          1 Vision Plan*
          Carrier Name
          Group Account Number
           
          1 Vision Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
          EE Only
          EE & Spouse
          EE & Child
          Family
          EE + 1
          EE + 2 or more
          Add a second Vision Plan
          2 Vision Plan*
          Insurance Carrier
          Vision Plan Name
           
          2 Vision Plan*
          Carrier Name
          Group Account Number
           
          2 Vision Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
          EE Only
          EE & Spouse
          EE & Child
          Family
          EE + 1
          EE + 2 or more
          Add a third Vision Plan
          3 Vision Plan*
          Insurance Carrier
          Vision Plan Name
           
          3 Vision Plan*
          Carrier Name
          Group Account Number
           
          3 Vision Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
          EE Only
          EE & Spouse
          EE & Child
          Family
          EE + 1
          EE + 2 or more
          Add a fourth Vision Plan
          4 Vision Plan*
          Insurance Carrier
          Vision Plan Name
           
          4 Vision Plan*
          Carrier Name
          Group Account Number
           
          4 Vision Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
          EE Only
          EE & Spouse
          EE & Child
          Family
          EE + 1
          EE + 2 or more
          Drop files here or
          Max. file size: 256 MB, Max. files: 3.

            Section Break

            EAP Plan Information*
            Carrier Name
            Group / Account Number
            Carrier enrollment contact email
             
            Please provide the name of the EAP insurance carrier, along with the individual or team name to whom reinstatements should be directed. *Note: This should be the enrollment department within the carrier, not the sales, implementation, or customer service contacts.
            Monthly Composite Rates (Do Not Include 2% COBRA Administrative Fee)*
            Plan Name
            EE Only
            EE & Spouse
            EE & Child
            Family
            EE + 1
            EE + 2 or more
             

            MEDICAL FSA PLAN INFORMATION

            Please check all FSA benefits that are offered*
            FSA Plan Administrator information*
            Plan Administrator
            Administrator Contact
             
            FSA Contact/Team Email*
            FSA Plan Year*
            Plan Year Start Date
            Plan Year End Date
             
            This refers to the FSA plan year, which does not necessarily need to align with the medical plan policy year.

            HRA PLAN INFORMATION

            Please check all HRAs that are offered below*

            Deductible-Only HRA : Reimburses only expenses that apply toward the medical plan deductible.

            Comprehensive HRA : Covers a broad range of out-of-pocket medical expenses, including copays and prescriptions.

            213(d) HRA : Allows employers to reimburse employees for qualified medical expenses under IRS Section 213(d), such as doctor visits, prescriptions, and dental care, on a tax-free basis.

            Individual Coverage HRA (ICHRA) : Reimburses premiums and medical expenses for employees enrolled in individual health insurance.

            Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) : allows small employers to reimburse employees for individual health insurance premiums and qualified medical expenses on a tax-free basis.

            Post-Deductible HRA : Begins reimbursing after a set deductible amount is met; often used with HSAs.

            Limited-Purpose HRA : Only reimburses dental and vision expenses; compatible with HSAs.

            Retiree HRA : Provides reimbursement for medical expenses incurred by retired employees.

            Excepted Benefit HRA (EBHRA) : Reimburses limited benefits (e.g., dental, vision); not for major medical expenses.

            Lifestyle HRA (COBRA-eligible) : reimburses for qualified medical expenses under IRS rules. If it only covers general wellness or non-medical expenses (like gym memberships or fitness classes), it is not subject to COBRA continuation.



            LIFESTYLE HRA
            A Lifestyle HRA is only COBRA-eligible if it reimburses for qualified medical expenses under IRS rules (e.g., copays, prescriptions, medical services) . If it only covers general wellness or non-medical expenses (like gym memberships or fitness classes), it is not subject to COBRA continuation requirements.

            Lifestyle HRAs are only subject to COBRA if they reimburse for qualified medical expenses.

            If you selected Lifestyle HRA in the “Please check all HRAs that are offered” section but intended to report a different type of COBRA-eligible HRA, please scroll up and deselect the Lifestyle HRA option. This will allow you to provide the necessary information about your COBRA-eligible HRA(s).



            RETIREE HRA
            Max. file size: 256 MB.
            *Required: This documentation is necessary to verify COBRA eligibility and ensure accurate processing.


            INDIVIDUAL COVERAGE HRA (ICHRA)
            For information on how ICHRA coordinates with COBRA, Click here

            Max. file size: 256 MB.

            Required: Please upload the employer contribution details

            Note: If there are multiple contribution rates (e.g., based on employee location), be sure to upload all applicable rates.

            Max. file size: 256 MB.

            Required: Please upload the 90-day ICHRA Notice & employer contribution details

            Note: If there are multiple contribution rates (e.g., based on employee location), be sure to upload all applicable rates.


            ICHRA Plan Employee Data
            Number of employees eligible for the ICHRA plan
            Number of employees currently enrolled in the ICHRA plan
             
            Please provide the total number of eligible employees and the number currently enrolled in the ICHRA plan.


            HRA Plan Administrator*
            Plan Administrator
             
            HRA Contact Team Email*


            HRA Plan Year*
            Plan Year Start Date
            Plan Year End Date
             
            This refers to the HRA plan year, which does not necessarily need to align with the medical plan policy year.


            Option 1 : Opt-Out (Recommended)- Member may choose to Opt-Out of HRA Benefits.
            Option 2: Bundled Enrollment- Member cannot Opt-Out of the HRA when enrolled in Medical Plan.

            Would you like for Admin America to calculate the HRA rates?*

            HRA Monthly COBRA Premiums (Do Not Include 2% COBRA Administrative Fee)*
            Plan Name
            EE Only
            EE & Spouse
            EE & Child
            Family
             
            *Note: Please provide the monthly premiums for the HRA benefit only. Do not include information regarding the Medical Plan premiums.

            HRA Benefit - How much does the HRA pay out in total*
            Plan Name
            EE Only
            EE & Spouse
            EE & Child
            Family
             

            How much does the HRA benefit pay out in total for the Plan Year?

            *NOTE: These are NOT the Primary Medical Rates.


            Would you like for prior year HRA utilization % to be considered in the rate calculation?

            A utilization report for the final year will need to be provided.
            Max. file size: 256 MB.

            ADDITIONAL OPTIONAL SERVICES

            Additional fees may apply
            COBRA Specific Rights Notice Letters*
            If Recently Terminated Employees (RTE) were terminated more than one month prior to Admin America's effective date for administration and have not yet received their initial COBRA Continuation Coverage Election Notice, a $10.00 charge will apply for each notice that Admin America sends.

            EDI Feed
            Accept EDI Fees*
            Consent*
            I Agree to the EDI Fee
            The EDI Vendor Contact should send an email to edi@adminamerica.com to initiate the integration process once the Admin America Welcome Email is received, notifying you that the implementation phase has been finalized.

            FORM DOWNLOADS/SECURE UPLOAD

            ACH Form for Admin Fees
            ACH Instructions for Admin Fees
            Active Employee & COBRA Member Census Template

            *Please include the name of the company on the census for identification purposes.

            If you have the member census and/or ACH form ready, you can upload them securely HERE
            Otherwise, proceed by clicking "SUBMIT" in the "Signature & Acknowledgments" section to complete your application.

            CLIENT SIGNATURE

            Applicant First Name*
            Applicant Last Name*
            Applicant Email*
            Applicant will receive a copy of the completed application
            Please complete the form and rates carefully. Any changes that cause Admin America Inc. to reprocess notifications to Qualified Beneficiaries and/or COBRA participants will result in a $20.00/per participant reprocessing fee.

            By entering your name below you are electronically signing this form.

            I understand the participant reprocessing fee stating above. The information I have supplied herein is accurate and should be used by Admin America Inc. for COBRA rates as of the date in which Admin America takes over.


            Signature*
            • Your Name
            • Your Name
            • Your Name

            Admin America logo

            We provide expert welfare benefit plan advice to both brokers and businesses. With 30+ years of experience, we’ll ensure that you’re always getting the best guidance from the most professional company offering both administration and compliance.

            Admin America, Inc, Employee Benefit Consultants, Alpharetta, GA

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